News & Updates

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Updated Mitigation Discount Form Moves Toward Adoption

Updated Mitigation Discount Form Moves Toward Adoption

The Florida Office of Insurance Regulation has proposed an amendment to rule 69O-170.0115 seeking to adopt a new version of form OIR-B1-1802 “Uniform Mitigation Verification Inspection Form.” The “1802 Form,” as it is commonly known, allows insureds to qualify for windstorm premium discounts based on the construction techniques or mitigation features of their homes. The […]

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OIR to Revise Property Claims Litigation Data Call

OIR to Revise Property Claims Litigation Data Call

The Florida Office of Insurance Regulation has proposed revisions to rule 69O-171.011, now referred to as the Property Claims Lifecycle Data Call. OIR intends to adopt the changes effective January 1, 2026. The updated form adopts reporting fields for information such as the firm of a plaintiff’s attorney, the jurisdiction of each case filed, and […]

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OIR Proposes Updated Market Intelligence Report

OIR Proposes Updated Market Intelligence Report

The Florida Office of Insurance Regulation (OIR) has proposed revisions to administrative rule 69O-137.009 related to residential insurers’ policy data. The rule will adopt updates to the reporting format, which is set forth in a template identified as OIR-DO-1185. The report is commonly referred to as the Market Intelligence Report— a name adopted when former […]

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OIR Advances Holding Company System Rule Updates

OIR Advances Holding Company System Rule Updates

The Florida Office of Insurance Regulation has proposed amendments to rule 69O-143.046 related to insurance holding company system filings. The proposed rule would adopt two new reporting forms–  the “Group Capital Calculation 2024 Template” and the “NAIC Liquidity Stress Test Template.” The templates are based on NAIC models that have been adopted in most states […]

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Changes to Florida’s Rulemaking Procedures

Changes to Florida’s Rulemaking Procedures

On July 1, 2025, Florida Senate Bill 108 (“SB 108”) took effect, which makes several changes to the rulemaking provisions of Florida’s Administrative Procedures Act.  These changes aim to streamline processes, enhance transparency, and improve public engagement and participation in an agency’s rulemaking process. Some of the more notable changes are as follows: Mandates that […]

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OSHA Updates Penalty Guidelines to Support Small Businesses

OSHA Updates Penalty Guidelines to Support Small Businesses

On July 14, 2025, the U.S. Department of Labor announced significant updates to the penalty and debt collection procedures in the Occupational Safety and Health Administration’s (“OSHA”) Field Operations Manual.  The new guidelines seek to minimize burdens on small businesses while also encouraging prompt hazard abatement. Click here to read OSHA Updates Penalty Guidelines to […]

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Governor DeSantis Questions Critics of Property Market Reforms

Governor DeSantis Questions Critics of Property Market Reforms

Governor Ron DeSantis continues to support the property insurance reforms adopted in late 2022. This is not surprising considering that following the reforms existing insurers have increased their appetites for additional policies, rate levels have moderated and started to decline, approximately 14 new companies have entered the market, and Citizens Property Insurance Corporation has seen […]

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Budget Differences Further Extend Legislative Session

Budget Differences Further Extend Legislative Session

Florida lawmakers have not yet reached agreement on a budget proposal for the fiscal year beginning July 1 prompting a further extension of the current session until June 30. The primary responsibility of the Florida legislature each year is to adopt a state budget. The budget then is presented to the Governor for action. Although […]

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Legislative Session Headed Toward Overtime

Legislative Session Headed Toward Overtime

With one week to go in Florida’s regulation legislative session, it appears the scheduled 60 days might not be enough. The legislature’s primary responsibility each year is to pass a state budget for presentation to the Governor. However, due to “philosophical differences” between the House of Representatives and the Senate, key legislators say there’s not […]

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