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Is PIP Repeal Dead?

Is PIP Repeal Dead?

Observers of Florida’s personal auto market are well aware of the legislative debates in recent years over the future of Florida’s no-fault Personal Injury Protection (PIP) insurance laws.  Proponents of PIP have pointed to it as a relatively fast, no-fault basis of ensure basic coverage amounts are in place for injuries arising from auto accidents.  […]

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FIO Requests Information on Climate Change

FIO Requests Information on Climate Change

The Federal Insurance Office (FIO) of the U.S. Department of the Treasury (Treasury) has issued a Request for Information (RFI) seeking public input on climate-related financial risks and their impact on the insurance industry. The RFI requests written comments from interested parties on or before November 15, 2021. As background, the FIO points out that […]

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Made in America Tax Plan Causes Concerns in Florida

Made in America Tax Plan Causes Concerns in Florida

The “Made in America” tax plan is drawing considerable opposition from observers familiar with Florida’s property insurance market.  Its provisions labeled Stopping Harmful Inversions and Ending Low-tax Developments (SHIELD) are intended to close loopholes allowing corporations to avoid taxes through multi-national business structures.  The proposal would establish a global minimum tax of 15 to 21%. […]

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Citizens Property Insurance Corporation Continues to Grow

Citizens Property Insurance Corporation Continues to Grow

Citizens Property Insurance Corporation has continued to grow at a troubling rate in recent weeks.  Its policy count topped 660,000 policies at the end of July.  This represents an increase of about 23,000 policies compared to its June total, meaning Citizens continues to add policies at a rate of more than 5,000 per week. Citizens […]

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Injunction Highlights Questions About Property Reform

Injunction Highlights Questions About Property Reform

SB 76 adopted in the 2021 legislation drew a lukewarm reaction, even among some of the lawmakers who supported property insurance reform.  One key advocate referred to the bill as accomplishing about 40% of what would be needed to improve Florida’s property insurance market. And that was before part of the law was declared unconstitutional. […]

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DeSantis Signs HB 1055, Creating a Public Record Exemption for Trade Secrets Held by State Agencies

DeSantis Signs HB 1055, Creating a Public Record Exemption  for Trade Secrets Held by State Agencies

On June 29, 2021, Governor DeSantis signed HB 1055 into law, creating a public record exemption for trade secrets held by all state agencies.  Prior to the passage of HB 1055, Florida law contained a variety of provisions which discussed how to handle trade secret information held by state agencies, yet the provisions were agency […]

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Solutions for Overcoming the Difficulties of Complying with Rule 65D-30, Florida Administrative Code

Solutions for Overcoming the Difficulties of Complying with Rule 65D-30, Florida Administrative Code

In 2019, the Florida Department of Children and Families (“DCF”) significantly rewrote Rule 65D-30, Florida Administrative Code, related to substance abuse providers’ licensure and regulation (“Rule 65D-30”).  Since that time, many providers have found full compliance with the revised rule difficult, if not impossible.  Fortunately, if you find yourself unable to comply with the requirements […]

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Governor Vetoes PIP Repeal Bill

Governor Vetoes PIP Repeal Bill

Governor Ron DeSantis ended weeks of speculation, persuasion and publicity campaigns when he vetoed SB 54, which would have repealed Florida’s Personal Injury Protection (PIP) law.  SB would have replaced the no-fault PIP system with certain mandatory bodily injury (BI) coverage. The potential repeal of PIP has been an annual topic in the legislature for […]

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Property Bill Brings Uncertain Impact

Property Bill Brings Uncertain Impact

Governor Ron DeSantis signed SB 76 into law and it takes effect July 1, 2021.  The new law reflects a series of compromises reached by the Florida legislature during the 2021 session.  Despite the compromises, bill sponsors believe the reforms will have a favorable effect on Florida’s residential property insurance market.  Other legislators have been […]

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Governor Signs Property Insurance Bill

Governor Signs Property Insurance Bill

Governor Ron DeSantis has signed this year’s primary property insurance bill, SB 76, into law.  Most of the bill’s provisions take effect July 1, 2021. The legislature passed SB 76 after extended debate leading into and during the 2021 legislative session.  As is often the case during the legislative process, the final bill reflects a […]

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