On July 1, 2025, Florida Senate Bill 108 (“SB 108”) took effect, which makes several changes to the rulemaking provisions of Florida’s Administrative Procedures Act. These changes aim to streamline processes, enhance transparency, and improve public engagement and participation in an agency’s rulemaking process. Some of the more notable changes are as follows: Mandates that […]
On July 14, 2025, the U.S. Department of Labor announced significant updates to the penalty and debt collection procedures in the Occupational Safety and Health Administration’s (“OSHA”) Field Operations Manual. The new guidelines seek to minimize burdens on small businesses while also encouraging prompt hazard abatement. Click here to read OSHA Updates Penalty Guidelines to […]
Governor Ron DeSantis continues to support the property insurance reforms adopted in late 2022. This is not surprising considering that following the reforms existing insurers have increased their appetites for additional policies, rate levels have moderated and started to decline, approximately 14 new companies have entered the market, and Citizens Property Insurance Corporation has seen […]
Florida lawmakers have not yet reached agreement on a budget proposal for the fiscal year beginning July 1 prompting a further extension of the current session until June 30. The primary responsibility of the Florida legislature each year is to adopt a state budget. The budget then is presented to the Governor for action. Although […]
With one week to go in Florida’s regulation legislative session, it appears the scheduled 60 days might not be enough. The legislature’s primary responsibility each year is to pass a state budget for presentation to the Governor. However, due to “philosophical differences” between the House of Representatives and the Senate, key legislators say there’s not […]
The Florida House of Representatives has passed a bill seeking to unwind key provisions of the 2022 insurance reforms that have led to recent improvements in the market. The House amended Senate Bill 832 to include a so-called “prevailing party” attorneys’ fee provision despite clear statements from the Office of Insurance Regulation, the Governor and […]
As the 2025 legislative session enters its final two weeks, significant questions remain about the fate of key insurance bills. This year’s session has included substantial debate over bills opposed by Governor DeSantis, the Office of Insurance Regulation and the insurance industry. This attention, however, has not translated to action as relatively few bills have […]
Former state Senator Jeff Brandes wrote last week in the Tampa Bay Times that the state must stay the course on its 2022 insurance reforms. During his time in the Senate, Senator Brandes was an advocate for laws designed to foster a stable, competitive property insurance market. In a recent Tampa Bay Times opinion, he […]
In an opinion piece in Florida Politics this week, former state Senator Garrett Richter identified Florida’s 2022 statutory reforms as the critical foundation of Florida’s improving property insurance market. He noted that from 2017 to 2022, Florida’s property insurance market devolved into one of the worst in the country. More than a dozen insurers became […]