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The Florida Office of Insurance Regulation has proposed an amendment to rule 69O-170.0115 seeking to adopt a new version of form OIR-B1-1802 “Uniform Mitigation Verification Inspection Form.” The “1802 Form,” as it is commonly known, allows insureds to qualify for windstorm premium discounts based on the construction techniques or mitigation features of their homes. The […]
The Florida Office of Insurance Regulation has proposed revisions to rule 69O-171.011, now referred to as the Property Claims Lifecycle Data Call. OIR intends to adopt the changes effective January 1, 2026. The updated form adopts reporting fields for information such as the firm of a plaintiff’s attorney, the jurisdiction of each case filed, and […]
The Florida Office of Insurance Regulation (OIR) has proposed revisions to administrative rule 69O-137.009 related to residential insurers’ policy data. The rule will adopt updates to the reporting format, which is set forth in a template identified as OIR-DO-1185. The report is commonly referred to as the Market Intelligence Report— a name adopted when former […]
The Florida Office of Insurance Regulation has proposed amendments to rule 69O-143.046 related to insurance holding company system filings. The proposed rule would adopt two new reporting forms– the “Group Capital Calculation 2024 Template” and the “NAIC Liquidity Stress Test Template.” The templates are based on NAIC models that have been adopted in most states […]
On July 1, 2025, Florida Senate Bill 108 (“SB 108”) took effect, which makes several changes to the rulemaking provisions of Florida’s Administrative Procedures Act. These changes aim to streamline processes, enhance transparency, and improve public engagement and participation in an agency’s rulemaking process. Some of the more notable changes are as follows: Mandates that […]
On July 14, 2025, the U.S. Department of Labor announced significant updates to the penalty and debt collection procedures in the Occupational Safety and Health Administration’s (“OSHA”) Field Operations Manual. The new guidelines seek to minimize burdens on small businesses while also encouraging prompt hazard abatement. Click here to read OSHA Updates Penalty Guidelines to […]
Governor Ron DeSantis continues to support the property insurance reforms adopted in late 2022. This is not surprising considering that following the reforms existing insurers have increased their appetites for additional policies, rate levels have moderated and started to decline, approximately 14 new companies have entered the market, and Citizens Property Insurance Corporation has seen […]
Governor Ron DeSantis has appointed state Senator Blaise Ingoglia as Florida’s Chief Financial Officer. Ingoglia succeeds Jimmy Patronis, who resigned to pursue his successful bid for a seat in the U.S. House of Representatives. With Ingoglia’s appointment, the state’s Cabinet offices are again complete. Governor DeSantis previously appointed James Uthmeier to follow Ashley Moody as […]
On July 10, 2025, the Florida Supreme Court issued its decision in Steak N Shake, Inc. v. Ramos, resolving conflicting appellate court rulings about the administrative prerequisites for bringing a discrimination claim under the Florida Civil Rights Act (“FCRA”). The FCRA requires individuals to file a complaint with the Florida Commission on Human Relations (“FCHR”) […]
Starting January 1, 2026, employers will see major improvements to the federal tax credit for providing Paid Family and Medical Leave (PFML). These changes, part of H.R. 1, aim to encourage more businesses to offer paid leave benefits by expanding tax credit opportunities for companies that buy PFML insurance. Click on the link below to […]
