Like many state officials across the country, the National Association of Insurance Commissioners (NAIC) is expressing concern with President Trump’s executive order addressing state AI regulations. The NAIC points out the state insurance regulatory structure fosters consumer-focused regulation hat adapt to new technologies as they emerge. The NAIC contends the President’s executive order could be […]
State policymakers continue to express concern with President Trump’s Executive Order on Artificial Intelligence (AI). The president’s executive order attempts to preclude a “patchwork of 50 different regulatory regimes” through individual states’ efforts to regulate AI. State officials contend, however, that Congress’ failure to act thus far leaves holes in consumer protections. In the insurance […]
President Donald Trump’s Executive Order on artificial intelligence (AI) creates a collision course with current or expected regulatory approaches in Florida and other states. Just days after Florida Governor Ron DeSantis announced an “AI Bill of Rights” setting forth priorities for the state’s 2026 legislative session, President Trump issued an executive order seeking to eliminate […]
Governor Ron DeSantis has proposed an Artificial Intelligence (AI) Bill of Rights for Florida consumers. The Governor’s recent announcement also includes protection for Florida consumers against bearing substantial costs associated with the development of AI data centers. The Governor’s proposals include, “new legislation on artificial intelligence and AI data centers to protect Floridians’ privacy, security, […]
As policymakers grapple with the use of Artificial Intelligence (AI) in regulated industries, Insurance Commissioner Mike Yaworsky has encouraged lawmakers to ensure the Office of Insurance Regulation (OIR) can oversee insurers’ AI use. “Responsible AI governance is crucial,” Commissioner Yaworsky recently told the Banking and Insurance Committee of the Florida Senate. Commissioner Yaworsky acknowledged that […]
The Florida Office of Insurance Regulation has proposed an amendment to rule 69O-170.0115 seeking to adopt a new version of form OIR-B1-1802 “Uniform Mitigation Verification Inspection Form.” The “1802 Form,” as it is commonly known, allows insureds to qualify for windstorm premium discounts based on the construction techniques or mitigation features of their homes. The […]
The Florida Office of Insurance Regulation has proposed revisions to rule 69O-171.011, now referred to as the Property Claims Lifecycle Data Call. OIR intends to adopt the changes effective January 1, 2026. The updated form adopts reporting fields for information such as the firm of a plaintiff’s attorney, the jurisdiction of each case filed, and […]
The Florida Office of Insurance Regulation (OIR) has proposed revisions to administrative rule 69O-137.009 related to residential insurers’ policy data. The rule will adopt updates to the reporting format, which is set forth in a template identified as OIR-DO-1185. The report is commonly referred to as the Market Intelligence Report— a name adopted when former […]
The Florida Office of Insurance Regulation has proposed amendments to rule 69O-143.046 related to insurance holding company system filings. The proposed rule would adopt two new reporting forms– the “Group Capital Calculation 2024 Template” and the “NAIC Liquidity Stress Test Template.” The templates are based on NAIC models that have been adopted in most states […]
On July 1, 2025, Florida Senate Bill 108 (“SB 108”) took effect, which makes several changes to the rulemaking provisions of Florida’s Administrative Procedures Act. These changes aim to streamline processes, enhance transparency, and improve public engagement and participation in an agency’s rulemaking process. Some of the more notable changes are as follows: Mandates that […]