Florida Surplus Lines’ HO Premiums Now Average About the Same as Admitted Market
Insurance Regulation News, Florida Office of Insurance Regulation, admitted market, HO-3 policy, surplus lines insurers, homeowners policies
News & Updates
Florida Office of Insurance Regulation
OIR Reminds Health Insurers About Annual Filings and PPACA Impact
The Florida Office of Insurance Regulation (OIR) has issued a notice to life and health insurance about their annual filing obligations and the impacts of the Patient Protection and Affordable Care Act (PPACA) on review timelines. In a February 27, 2026, notice, OIR reminded all health insurers that Section 627.410(7)(a), Florida Statutes, requires them to […]
Security First the Latest in Florida to Announce Home Insurance Rate Cut
Insurance Regulation News, Homeowner's Insurance, Florida Office of Insurance Regulation, rate decrease, HO-3 policy
OIR to Revise Property Claims Litigation Data Call
The Florida Office of Insurance Regulation has proposed revisions to rule 69O-171.011, now referred to as the Property Claims Lifecycle Data Call. OIR intends to adopt the changes effective January 1, 2026. The updated form adopts reporting fields for information such as the firm of a plaintiff’s attorney, the jurisdiction of each case filed, and […]
OIR Proposes Updated Market Intelligence Report
The Florida Office of Insurance Regulation (OIR) has proposed revisions to administrative rule 69O-137.009 related to residential insurers’ policy data. The rule will adopt updates to the reporting format, which is set forth in a template identified as OIR-DO-1185. The report is commonly referred to as the Market Intelligence Report— a name adopted when former […]
Another new home insurance company gets Florida permit. This makes 15 since reforms were enacted.
Insurance Regulation News, property insurer, Florida Office of Insurance Regulation, homeowners
New Year Means Legislative Session in Sight
The Florida legislative calendar typically ensures there’s no post-holiday haze as we return to work in the new year. This year’s session begins March 4, 2025, and lasts 60 days. This isn’t as early as some years— the session begins in January in even-numbered years. Still, committee meetings begin before the session starts so the […]
New Florida Legislative Leaders Talk Tough on Property Insurance, But No Specific Plans
Citizens Property Insurance Corporation, hurricane season, Florida Legislature, Insurance Regulation News, property insurance, Florida Office of Insurance Regulation, Hurricane Helene, Hurricane Milton
Office of Insurance Regulation Extends Emergency Order Period
The Florida Office of Insurance Regulation has amended its Hurricane Helene emergency order and adopted a new emergency order in response to Hurricane Milton. The orders extend applicable grace periods until December 10, 2024. Hurricane Helene OIR adopted Emergency Order 400385-24 after Hurricane Helene. The order tolled the time period for policyholders in affected counties […]
OIR Adopts Emergency Rule Implementing Premium Tax Discounts
The Florida Office of Insurance Regulation (OIR) has adopted emergency rule 69OER24-1 implementing a law passed at the end of the 2024 session providing premium discounts for residential policyholders. Under the new law, policyholders will receive discounts in amounts equal to the state premium tax and fire marshal assessments. Insurers will recover the discount amounts […]