News & Updates

water damage

First DCA Issues Another Assignment of Benefits Opinion

First DCA Issues Another Assignment of Benefits Opinion

The First District Court of Appeal has issued its second opinion on assignment of benefit issues in recent weeks.  In its most recent opinion, the court in United Water Restoration Group, Inc. v. State Farm Florida Insurance Company found that a county court had improperly dismissed United Water’s complaint based on coverage issues raised by […]

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Fourth DCA Cases Deliver Setback on Assignment of Benefits Issue

Fourth DCA Cases Deliver Setback on Assignment of Benefits Issue

The Fourth District Court of Appeal recently issued three opinions that compound the concerns of insurers dealing with increased claims costs due to assignments of benefits.  This latest setback follows an earlier decision of the Fifth DCA rejecting an insurer’s argument that post-loss assignments should be prohibited based on a contractor’s not having an insurable […]

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Mold Assessment and Remediation Rules Draw Opposition

Mold Assessment and Remediation Rules Draw Opposition

The Department of Business and Professional Regulation recently held a rule hearing relating to two rules–  61-31.701 “Minimum Standards of Practice for Mold Assessors” and 61-31.702 “Minimum Standards of Practice for Mold Remediators.”  Several representatives of the insurance industry participated in the hearing, as did representatives of the mold assessment industry, mold remediators, home builders […]

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Proposed Rules on Mold Assessment Cause Concern

Proposed Rules on Mold Assessment Cause Concern

Two rules proposed by the Department of Business and Professional Regulation are prompting concerns among property insurers over their potential impact on water damage claims.  One of the most prevalent questions in the property insurance arena current is whether insurance rates are going down commensurate with reductions in reinsurance prices in recent years.  Declining reinsurance […]

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Citizens Releases Claims Performance Measures

Citizens Releases Claims Performance Measures

Citizens Property Insurance Corporation’s claims volume is up but policyholder satisfaction has increased according to claims performance measures through the first quarter of 2012.  Based on activity through the first quarter Citizens estimates it will receive First Notice of Loss on approximately 70,000 claims in 2012.  This would be an increase over the 66,044 First […]

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