News & Updates

Personal Injury Protection

Is PIP Repeal Dead?

Is PIP Repeal Dead?

Observers of Florida’s personal auto market are well aware of the legislative debates in recent years over the future of Florida’s no-fault Personal Injury Protection (PIP) insurance laws.  Proponents of PIP have pointed to it as a relatively fast, no-fault basis of ensure basic coverage amounts are in place for injuries arising from auto accidents.  […]

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Governor Vetoes PIP Repeal Bill

Governor Vetoes PIP Repeal Bill

Governor Ron DeSantis ended weeks of speculation, persuasion and publicity campaigns when he vetoed SB 54, which would have repealed Florida’s Personal Injury Protection (PIP) law.  SB would have replaced the no-fault PIP system with certain mandatory bodily injury (BI) coverage. The potential repeal of PIP has been an annual topic in the legislature for […]

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Window Closing on 2021 Session

Window Closing on 2021 Session

The 2021 legislative session is entering its final week, barring an extension.  As usual, key insurance legislation remains unresolved in the session’s final days. The session began two short months ago with Insurance Commissioner David Altmaier and Citizens Property Insurance Corporation CEO Barry Gilway discussing problems plaguing Florida’s residential property insurance market.  Commissioner Altmaier later […]

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Florida Legislative Session Begins

Florida Legislative Session Begins

The annual 60-day legislative session begins in Florida on March 2, 2021.  This session will feature accommodations designed to limit exposures to COVID-19.  This includes most public testimony being presented by video stream from an offsite location in downtown Tallahassee. From an insurance perspective, the session will include substantial discussion about the auto and property […]

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PIP Repeal Resurfaces for 2020 Session

PIP Repeal Resurfaces for 2020 Session

Repealing Florida’s no-fault (PIP) auto insurance system again will command legislative attention in the 2020 legislative session.  Although 2020 once seemed so far away, the legislature already is having committee meetings in anticipation of the session’s January start. Florida’s Personal Injury Protection (PIP) system has drawn significant criticism in recent years.  The legislature has tried to […]

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Florida Supreme Court Resolves PIP Deductible Debate

Florida Supreme Court Resolves PIP Deductible Debate

Just before the new year, the Florida Supreme Court released its opinion in Progressive Select Insurance Company v. Florida Hospital Medical Center resolving a split among Florida’s appellate courts about the proper application of the deductible in Personal Injury Protection (PIP) claims.  The underlying question related to whether the PIP deductible should be applied before […]

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Session Heads Into Final Week

Session Heads Into Final Week

The 2018 Florida legislative session is drawing to a close, barring any extensions or subsequent special sessions.  This year’s session has been unusual for issues outside of the typical annual cycles of budgets and other expected business.  The 2018 session began with a lot of attention directed to the range of relationships between legislators, staff […]

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Early Session Promises Fast Start to Year

Early Session Promises Fast Start to Year

The holidays are only recently behind us as this year’s legislative session gets underway.  Insurance-related issues might not be as prominent from a statewide perspective as in some prior years—  some pre-session lists didn’t include insurance topics among the top five or ten issues to be addressed.  Nonetheless, for members of the industry, the session […]

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