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With one week to go in Florida’s regulation legislative session, it appears the scheduled 60 days might not be enough. The legislature’s primary responsibility each year is to pass a state budget for presentation to the Governor. However, due to “philosophical differences” between the House of Representatives and the Senate, key legislators say there’s not […]
The Florida House of Representatives has passed a bill seeking to unwind key provisions of the 2022 insurance reforms that have led to recent improvements in the market. The House amended Senate Bill 832 to include a so-called “prevailing party” attorneys’ fee provision despite clear statements from the Office of Insurance Regulation, the Governor and […]
As the 2025 legislative session enters its final two weeks, significant questions remain about the fate of key insurance bills. This year’s session has included substantial debate over bills opposed by Governor DeSantis, the Office of Insurance Regulation and the insurance industry. This attention, however, has not translated to action as relatively few bills have […]
In an opinion piece in Florida Politics this week, former state Senator Garrett Richter identified Florida’s 2022 statutory reforms as the critical foundation of Florida’s improving property insurance market. He noted that from 2017 to 2022, Florida’s property insurance market devolved into one of the worst in the country. More than a dozen insurers became […]
The Florida legislative session began on March 4, 2025, with opening remarks from Speaker of the House Daniel Perez, Senate President Ben Albritton and Governor Ron DeSantis. The comments of Speaker Perez attracted the most attention from observers of Florida’s property insurance market. Speaker Perez generally said he wants the Florida House to focus on […]
Florida Governor Ron DeSantis has named Attorney General Ashley Moody to replace Marco Rubio in the United States Senate. Senator Rubio has been tapped by President-elect Trump to serve as the country’s next Secretary of State. Moody was first elected as Florida’s Attorney General in 2018. She won reelection in 2022. During her tenure as […]
Several early nominees for positions in the next Trump administration have deep Florida connections. Prominent examples include U.S. Senator Marco Rubio being tapped for Secretary of State and former Florida Attorney General Pam Bondi being the nominee for U.S. Attorney General. Bondi’s nomination followed a brief cycle in which U.S. Representative Matt Gaetz from the […]
The Florida legislature has taken a series of steps in recent years to curtail abuses in Florida’s residential property insurance market. Policymakers and industry representatives typically point out that it can be several years before the full effects of statutory changes are known. This is largely because most legislative changes apply prospectively, meaning their effectiveness […]
The Florida legislative calendar typically ensures there’s no post-holiday haze as we return to work in the new year. This year’s session begins March 4, 2025, and lasts 60 days. This isn’t as early as some years— the session begins in January in even-numbered years. Still, committee meetings begin before the session starts so the […]
The Florida Office of Insurance Regulation has amended its Hurricane Helene emergency order and adopted a new emergency order in response to Hurricane Milton. The orders extend applicable grace periods until December 10, 2024. Hurricane Helene OIR adopted Emergency Order 400385-24 after Hurricane Helene. The order tolled the time period for policyholders in affected counties […]
