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Governor Ron DeSantis has proposed an Artificial Intelligence (AI) Bill of Rights for Florida consumers. The Governor’s recent announcement also includes protection for Florida consumers against bearing substantial costs associated with the development of AI data centers. The Governor’s proposals include, “new legislation on artificial intelligence and AI data centers to protect Floridians’ privacy, security, […]
As policymakers grapple with the use of Artificial Intelligence (AI) in regulated industries, Insurance Commissioner Mike Yaworsky has encouraged lawmakers to ensure the Office of Insurance Regulation (OIR) can oversee insurers’ AI use. “Responsible AI governance is crucial,” Commissioner Yaworsky recently told the Banking and Insurance Committee of the Florida Senate. Commissioner Yaworsky acknowledged that […]
On July 1, 2025, Florida Senate Bill 108 (“SB 108”) took effect, which makes several changes to the rulemaking provisions of Florida’s Administrative Procedures Act. These changes aim to streamline processes, enhance transparency, and improve public engagement and participation in an agency’s rulemaking process. Some of the more notable changes are as follows: Mandates that […]
Governor Ron DeSantis continues to support the property insurance reforms adopted in late 2022. This is not surprising considering that following the reforms existing insurers have increased their appetites for additional policies, rate levels have moderated and started to decline, approximately 14 new companies have entered the market, and Citizens Property Insurance Corporation has seen […]
Governor Ron DeSantis has appointed state Senator Blaise Ingoglia as Florida’s Chief Financial Officer. Ingoglia succeeds Jimmy Patronis, who resigned to pursue his successful bid for a seat in the U.S. House of Representatives. With Ingoglia’s appointment, the state’s Cabinet offices are again complete. Governor DeSantis previously appointed James Uthmeier to follow Ashley Moody as […]
Florida lawmakers have not yet reached agreement on a budget proposal for the fiscal year beginning July 1 prompting a further extension of the current session until June 30. The primary responsibility of the Florida legislature each year is to adopt a state budget. The budget then is presented to the Governor for action. Although […]
With one week to go in Florida’s regulation legislative session, it appears the scheduled 60 days might not be enough. The legislature’s primary responsibility each year is to pass a state budget for presentation to the Governor. However, due to “philosophical differences” between the House of Representatives and the Senate, key legislators say there’s not […]
The Florida House of Representatives has passed a bill seeking to unwind key provisions of the 2022 insurance reforms that have led to recent improvements in the market. The House amended Senate Bill 832 to include a so-called “prevailing party” attorneys’ fee provision despite clear statements from the Office of Insurance Regulation, the Governor and […]
As the 2025 legislative session enters its final two weeks, significant questions remain about the fate of key insurance bills. This year’s session has included substantial debate over bills opposed by Governor DeSantis, the Office of Insurance Regulation and the insurance industry. This attention, however, has not translated to action as relatively few bills have […]
In an opinion piece in Florida Politics this week, former state Senator Garrett Richter identified Florida’s 2022 statutory reforms as the critical foundation of Florida’s improving property insurance market. He noted that from 2017 to 2022, Florida’s property insurance market devolved into one of the worst in the country. More than a dozen insurers became […]
