News & Updates


Fungus Endorsement Outweighs Resulting Loss in Florida State Farm Case

A Florida appeals court has reversed a trial judge, finding that a homeowner’s State Farm policy did not cover damages from a septic tank leak because of a fungus endorsement on the policy.

In State Farm Florida Insurance Co. vs. Gonzalez and Diaz, the 2nd District Court of Appeal remanded the case to the lower court, noting that the trial judge had failed to consider the endorsement that excluded damage from mold and fungus.