The 11th Circuit Court of Appeal in Allen v. USAA Casualty Insurance Company considered whether section 627.7011(2), Florida Statutes, requires an insurer to confirm both increases and decreases of law and ordinance coverage on an OIR-approved form, or whether the requirement to use an approved form applies only when a policyholder decreases coverage below the […]
The United States District Court for the Middle District of Florida has interpreted the “structural damage” threshold for sinkhole losses in an Order issued September 3, 2013, in Gonzalez v . Liberty Mutual Insurance Company. The court began its discussion by providing several examples of logical flaws that can arise when words having more than […]
