News & Updates

bodily injury

Is PIP Repeal Dead?

Is PIP Repeal Dead?

Observers of Florida’s personal auto market are well aware of the legislative debates in recent years over the future of Florida’s no-fault Personal Injury Protection (PIP) insurance laws.  Proponents of PIP have pointed to it as a relatively fast, no-fault basis of ensure basic coverage amounts are in place for injuries arising from auto accidents.  […]

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Governor Vetoes PIP Repeal Bill

Governor Vetoes PIP Repeal Bill

Governor Ron DeSantis ended weeks of speculation, persuasion and publicity campaigns when he vetoed SB 54, which would have repealed Florida’s Personal Injury Protection (PIP) law.  SB would have replaced the no-fault PIP system with certain mandatory bodily injury (BI) coverage. The potential repeal of PIP has been an annual topic in the legislature for […]

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Florida Legislative Session Begins

Florida Legislative Session Begins

The annual 60-day legislative session begins in Florida on March 2, 2021.  This session will feature accommodations designed to limit exposures to COVID-19.  This includes most public testimony being presented by video stream from an offsite location in downtown Tallahassee. From an insurance perspective, the session will include substantial discussion about the auto and property […]

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PIP Repeal Bill Passes Senate Committee

PIP Repeal Bill Passes Senate Committee

A Senate committee has advanced SB 1052 on a 5-3 vote. The bill is one of two proposals pending in the Senate that would replace Florida’s no-fault (PIP) auto insurance system with mandatory bodily injury coverage. The other Senate bill has not been heard in committee. Perhaps more importantly, the Florida House also has not […]

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PIP Repeal Effort Will be Among 2018 Highlights

PIP Repeal Effort Will be Among 2018 Highlights

For the auto insurance industry, the potential repeal of Florida’s Personal Injury Protection (PIP), or no-fault, system has become an annual debate.  The 2018 legislative session will be no different as both legislative chambers are set to take up the issue. The Florida House of Representatives has advanced a version of PIP repeal that does […]

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Office of Insurance Regulation to Study PIP Alternatives

Office of Insurance Regulation to Study PIP Alternatives

The Florida Office of Insurance Regulation has issued a request for proposals from firms interested in performing an analysis of alternatives to Florida’s Personal Injury Protection (PIP) laws.  The OIR intends to engage a firm this month, with a goal of presenting a final report to executive and legislative branch officials by September 2. The […]

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Policyholder Brings PIP Challenge

Policyholder Brings PIP Challenge

A recently filed South Florida lawsuit seeks to have Florida’s 2012 Personal Injury Protection (PIP) reforms declared unconstitutional.  The reforms were an effort to stem rising PIP rates and included a $2500 cap on non-emergency services while also removing certain types of services from PIP altogether. This is not the first lawsuit to challenge the […]

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PIP Rates Projected to Decline

PIP Rates Projected to Decline

The Office of Insurance Regulation announced that rates for personal injury protection (PIP) coverage are projected to drop by an average of 13.2 percent.  This analysis is based upon on a review of the rates of 20 insurers that comprise a majority of Florida market.  It is important to note that PIP coverage makes up only a […]

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PIP Decision Creates Uncertainty in Final Weeks of Session

PIP Decision Creates Uncertainty in Final Weeks of Session

Leading into the 2013 legislative session, the most prevalent question relating to Personal Injury Protection (PIP) coverage was whether insurers’ rate filings were meeting the levels of savings lawmakers anticipated.  However, that changed when Circuit Judge Terry Lewis found that last year’s PIP reforms improperly limit the remedies available to injured persons.  Although the state […]

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