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U.S. District Court Judge Roger Vinson has issued a response to the Department of Justice’s most recent motion in the federal healthcare lawsuit. Judge Vinson previously ruled that the federal healthcare law is unconstitutional, but the Department of Justice filed a motion seeking to ensure implementation will continue while it appeals. Vinson criticized the Department of Justice for […]
Florida Insurance Commissioner Kevin McCarty has been discussing the “cost drivers” affecting Florida’s property insurance market since last year’s legislative session. As the 2011 session draws near, Commissioner McCarty continues to identify the key factors affecting property and casualty insurers in Florida. McCarty top five issues include the following: 1. Attracting Capital– Commissioner McCarty points […]
The Office of Insurance Regulation (OIR) has issued informational memorandum OIR-11-01 to life and health insurers and health maintenance organizations licensed in Florida. The stated purpose of the memorandum is to inform insurers of the requirements of Section 627.6487, Florida Statutes, relating to the guaranteed availability of health insurance. The memorandum states that eligible individuals […]
Florida’s administrative rulemaking process has received considerable attention in recent months. First, the legislature overrode a veto by former Governor Charlie Crist on a bill aimed at reducing costly regulations. New Governor Rick Scott then followed with an Executive Order directing all gubernatorial agencies to suspend rulemaking while pending rules can be evaluated for their […]
Earlier this month, the United States Department of Labor (USDOL) announced the end of an exhaustive investigation into employment practices at UnitedHealthcare’s main office in Hartford, Connecticut. During this investigation, the USDOL interviewed 90 employees and examined compensation records for 21,000 employees. The end result was the payment of over 1 million dollars in back […]
This morning the House Subcommittee on Business and Consumer Affairs met in the House Office Building lower level to discuss gaming in Florida. The House Building was simply packed with a number of stakeholders in the mix: gaming representatives, opposition, lobbyists and bystanders. The meeting started with a general update on current gaming activities in Florida. […]
The Florida Office of Insurance Regulation (OIR) has released its Annual Report of Aggregate Net Probable Maximum Losses, Financing Options and Potential Assessments. The report describes the potential impact of 50-year, 100-year and 250-year events on the Florida Hurricane Catastrophe Fund (FHCF) and Citizens Property Insurance Corporation (Citizens). Events ranging from a 50-year storm to […]
Citizens Property Insurance Corporation has released the form by which insurers may seek limited apportionment company status for 2011. In cooperation with the Office of Insurance Regulation, Citizens has informed insurers they must submit their requests to the OIR on or before March 31, 2011. To qualify as a limited apportionment company, an insurer must […]
The Florida Office of Insurance Regulation has released its most recent annual report on the state of the Florida insurance market. The report describes the organizational structure of the Office of Insurance Regulation. In addition, the report discusses the economic impact of the insurance industry in Florida, stating that the industry accounts for $19.9 billion […]
It is not news to say that health insurance markets are typically dominated by a few big carriers. The question is not whether health insurance markets are concentrated, but instead the operative question is exactly how concentrated are they? In the 2010 edition of its Competition in Health Insurance: A Comprehensive Study of U.S. Markets […]
