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A Smartphone App To Show Enforcement History of Establishments?

A Smartphone App To Show Enforcement History of Establishments?

The United States Department of Labor (USDOL) is seeking assistance in preparing a smartphone application which would “transform the way the public is able to use department enforcement data.”  A USDOL spokesman indicated that the app would be used to allow consumers the opportunity to see if the establishment they wish to frequent has been in […]

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EEOC Launches Test Case on Religious Discrimination

EEOC Launches Test Case on Religious Discrimination

Most employers are aware that Title VII of the Civil Rights Act of 1964 (“Title VII”) prohibits employers from discriminating against employees on the basis of “religion.”  Courts have broadly construed the term “religion” to mean most sincerely held beliefs, including atheism.  The law is clear that employers are to not discriminate on the basis […]

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Citizens Promotes Clearinghouse

Citizens Promotes Clearinghouse

Citizens Property Insurance Corporation is seeking to discuss its anticipated new clearinghouse with interested insurers.  The clearinghouse concept, adopted by the 2013 Florida legislature, will facilitate offers of coverage from admitted market insurers for new and renewal Citizens business.  A participating insurer will provide its underwriting criteria to the program to enable the clearinghouse to […]

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Consumer Advocate Working Group Kicks Off

Consumer Advocate Working Group Kicks Off

Today marks the first meeting of the Homeowners Policy & Claims Bill of Rights Working Group.  The group, convened by the Insurance Consumer Advocate, consists of regulators, consumer groups, representatives of trial lawyers and public adjusters, and the insurance industry.  The formation of the group follows feedback received by the consumer advocate and the Department […]

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NIMA Reaches $500 Million in Reported Premium

NIMA Reaches $500 Million in Reported Premium

NIMA, Inc. has announcesthat premiums reported under the Non-Admitted Insurance Multi-State Agreement (NIMA) have now exceeded $500 million in the year since the clearinghouse became operational.  The clearinghouse first became operational on July 1, 2012. NIMA, Inc. advised that $281 million of the $531 million in reported premium has been directly allocated to the six participating members of NIMA, Inc.  About $250 million […]

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Employers Look For Ways to Cut Rising Health Care Costs

Employers Look For Ways to Cut Rising Health Care Costs

It is no secret that Florida employers, in particular, will be confronted with increased cost to sponsor health insurance for their employees.  Although the Affordable Care Act mandated coverage has been delayed, employers that already provide coverage are watching the numbers rise.  For several years now, some Florida municipalities have confronted the problem by excluding tobacco […]

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Supreme Court Defines Overhead and Profit Obligation

Supreme Court Defines Overhead and Profit Obligation

In Trinidad v. Florida Peninsula Insurance Company issued July 3, 2013, the Florida Supreme Court considered the scope of replacement cost coverage under the 2008 version of Section 627.7011, Florida Statutes.  The statute provided that the insurer would pay the insured the replacement cost of his damaged property without regard to whether the insured repaired […]

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Supreme Court Finds PIP Insurers Must Disclose Use of Medicare Schedule

Supreme Court Finds PIP Insurers Must Disclose Use of Medicare Schedule

On July 3, 2013, the Florida Supreme Court answered the following certified question relating to insurers’ efforts to limit medical reimbursements in Personal Injury Protection policies based on the Medicare fee schedules: WITH RESPECT TO PIP POLICIES ISSUED AFTER JANUARY 1, 2008, MAY AN INSURER LIMIT REIMBURSEMENTS BASED ON THE MEDICARE FEE SCHEDULES IDENTIFIED IN […]

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Ambiguity Expands Coverage in Home Health Policy

Ambiguity Expands Coverage in Home Health Policy

In its third insurance-related opinion of July 3, the Florida Supreme Court in Washington National Insurance Corporation v. Ruderman answered the following questions certified to it by the United States Court of Appeals for the Eleventh Circuit: IN THIS CASE, DOES THE POLICY’S “AUTOMATIC BENEFIT INCREASE PERCENTAGE” APPLY TO THE DOLLAR VALUES OF THE “LIFETIME […]

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Fifth DCA Finds Coverage Under Auto Policy for Modified Golf Cart

Fifth DCA Finds Coverage Under Auto Policy for Modified Golf Cart

On July 5, 2013, the Fifth District Court of Appeal issued its opinion in Angelotta v. Security National Insurance Company.  The case involved an insured who was operating a leased modified golf cart on a public road when he sideswiped a car and ran into a lawfully parked golf cart operated by the injured party.  […]

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