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Insurers can now offer reduced levels of roof replacement coverage. What this means to you

Turns out there’s still such a thing as a “free roof,” much to the dismay of Florida’s insurance industry and homeowners who want insurance prices to stop increasing.

Last month, Florida’s Legislature failed to weaken incentives for roofing contractors who canvass neighborhoods offering to get homeowners “free roofs” paid for in full by their insurance companies. This practice, insurance companies say, results in in higher insurance costs for all homeowners.