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Who Appoints Whom?

Who Appoints Whom?

Florida’s requirements relating to appointments can be confusing.  Here’s a quick summary of the individuals or entities who can make appointments under the insurance code:

Insurance companies can appoint agents and insurance company employee adjusters.

Licensed and appointed general lines agents can appoint customer representatives, crop hail and multi-peril crop agents.

Adjusting firms can appoint independent and public adjusters.

Surplus lines agents, reinsurance intermediaries, professional bail bond agents, viatical settlement brokers, and self-employed independent or public adjusters appoint themselves (these licenses are self-appointing).

A temporary bail bond agent is appointed by the limited surety (bail) agent employing the temporary bail bond agent.