News & Updates


OIR Issues Personal Injury Protection Insurance Data Call Report

OIR Issues Personal Injury Protection Insurance Data Call Report

The OIR released its Report on the review of the Personal Injury Protection (PIP) insurance data call, as required by HB 119, which was passed by the Florida Legislature in 2012. The Report provides data which shows the impact on the insurance market from the reforms passed in this law. Per the Report, the data reflects a general decrease in the frequency and severity of claims for PIP since January 1, 2013, the implementation date of HB 119, with South Florida and the Tampa/St. Petersburg areas experiencing the greatest decreases.

The law required the data call to include the following issues:

  • Quantity of personal injury protection claims
  • Type or nature of claimants
  • Attorney fees related to initiating and defending actions for PIP benefits
  • Type and quantity of medical benefits
  • Amount and type of PIP benefits paid and expenses incurred
  • Licensed drivers and accidents; and
  • Fraud and enforcement.

The Report also included a summary of rate filings for the top 25 insurers in Florida, which represented 80.9% of the total personal automobile insurance market in Florida, on or after January 1, 2011.