Gun Discrimination Bill Headed to Governor
The Florida House of Representatives passed SB 424 by 74-44 margin, sending the bill to Governor Rick Scott. The bill prohibits any personal lines property or auto insurer from refusing to issue or renew a policy, or charging a differential rate, based upon the policyholder’s lawful ownership, possession or use of a firearm. The new provision would be added to Florida’s unfair insurance trade practices act at section 626.9541.
Supporters of the proposal point to policyholders’ Second Amendment rights, arguing that the bill prevents an impermissible infringement on gun ownership. Critics meanwhile suggest that the bill is unncessary because there is little indication that personal lines insurers are taking gun ownership into account when underwriting or rating policies.