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Insurance rate hike may hurt, but it’s honest

For years, millions of Florida property owners have enjoyed an insurance premium subsidy paid for with little but blind luck and meteorological mystery. Following the historic hurricane seasons of 2004-05, in which eight hurricanes impacted Florida over a 15-month period, Citizens Property Insurance grew into the state’s largest insurer despite the fact it was created as an insurer of last resort for property owners who couldn’t obtain hurricane insurance.