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Florida’s Property Insurance Market: Progress or a Lucky Break?

Two narratives over the last few days underscore that Florida’s property insurance market is a complex beast, prone to rapid changes and ever-shifting fortunes. On one hand, we have claims that the market is making a significant recovery. On the other hand, Citizen’s Insurance policy count ticked upward last week, a sure sign that progress isn’t always linear. And the big question lurking over the horizon like a Gulf hurricane: is the market truly better, or are we just riding a streak of hurricane luck?