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After three hurricanes in as many months, Florida’s property insurance market faces scrutiny

After a triple hit to the state from Hurricanes Debby, Helene and Milton, Floridians are working to recover. But for many that’s brought up questions about property insurance–ranging from how they can get their claims paid to what to do if they don’t have it.

Shawnda Palmer lives in Perry, Florida. Last year the town not only got slammed by Hurricane Idalia, but its mill – the main source of livelihood there – closed down. This year, Hurricanes Debby and then Helene hit the area. Palmer doesn’t have property insurance, which she says is too expensive for many of the people who live there.