Florida no-fault auto insurance repeal one hearing away from Senate floor
Florida adopted a personal-injury protection [PIP] auto insurance law in 1979 and remains one of 10 states with a “no fault” mandate that requires motorists to carry $10,000 in medical coverage.
Since PIP coverage makes individuals responsible for their own injuries in an accident regardless of fault, the mandate was imposed to ensure timely payments for injured drivers and to avoid saddling the court system with lawsuits.