Legislative Updates

SB 154 - Workplace Safety
Description:

Requires public employers to submit by a  certain date injury and illness data to the Division of Workers’  Compensation in the DFS using a specified form, etc.

Bill Status:

Referred to Banking and Insurance; Community Affairs; Governmental Oversight; and General Govt Appropriations

Date Received by Gov: N/A Action Date by Gov: N/A

HB 159 - Florida Insurance Guaranty Association
Description:

Combines two of three separate accounts of association; increases aggregate liability of association; authorizes explanation of existence or function of association, etc.

Bill Status:

Referred to Insurance, Business and Financial Affairs; Finance and Tax Council; General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

SB 182 - Coverage for Mental and Nervous Disorders
Description:

Revises requirements and limitations for optional coverage for mental and nervous disorders.  Specifies nonapplication under certain circumstances, etc.

Bill Status:

Referred to Banking & Insurance; Health Regulation; Gen Govt Appropriations; Policy & Steering on Ways and Means

Date Received by Gov: N/A Action Date by Gov: N/A

CS SB 214 - Autism
Description:

Requires certain insurers and HMOs to provide direct  patient access to an appropriate specialist for a minimum number of  visits per year for the screening, evaluation, or diagnosis of autism…

Bill Status:

Pending reference review under Rule 4.7(2) - (Committee Substitute)

Date Received by Gov: N/A Action Date by Gov: N/A

SB 260 - Title Insurance
Description:

Authorizes a title insurance agent or agency to charge a reasonable fee for certain services.  Requires that certain  information regarding each charge be filed with the Office of Insurance Regulation, etc.

Bill Status:

Referred - Banking & Insurance; Judiciary; General Govt Appropriations

Date Received by Gov: N/A Action Date by Gov: N/A

SB 302 - Health Care/Provider Contracts
Description:

Prohibits certain provider contracts from containing a provision requiring health care practitioners provide services to subscribers at a fee set by the health insurer, prepaid limited health service organization, or HMO unless the services are covered under an applicable subscriber agreement.

Bill Status:

Referred - Banking & Insurance; Commerce; Health Reg; Policy & Steering on Ways & Means

Date Received by Gov: N/A Action Date by Gov: N/A

SB 352 - Homeowner's Insurance/Termination/Notification
Description:

Requires that the OIR provide policyholders with written notice of certain information regarding the termination of a policy and the selection of a new policy.

Bill Status:

Referred - Banking & Insurance; Commerce; General Govt Appropriations

Date Received by Gov: N/A Action Date by Gov: N/A

HB 447 - Residential Property Insurance
Description:

Authorizes specified insurers to use different rate from otherwise applicable filed rate; prohibits consideration of specified policies when making specified calculation, etc.

Bill Status:

CS by Insurance, Business, & Financial Affairs Policy - YEAS 11 NAYS 3

Date Received by Gov: N/A Action Date by Gov: N/A

CS HB 501 - Administration of Life Insurance Contracts (Now Estates and Trusts)
Description:

Provides additional delegable investment functions for fiduciaries relating to life insurance contract administration; revises notice requirements & criteria for delegation by fiduciary of investment functions, etc.

Bill Status:

Favorable by Civil Justice & Courts Policy - YEAS 12 NAYS 0; Now in General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

HB 589 - Health Insurance - Loss Ratios
Description:

Establishes minimum loss ratio for health insurance forms & long-term care insurance policies, etc.

Bill Status:

Referred to Health Care Regulation Policy; Insurance, Business, & Financial Affairs Policy; Government Operations Appropriations; General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

HB 661 - Surplus Requirements-Mortgage Guaranty Insurers
Description:

Authorizes Commissioner of Insurance Regulation to permit temporary exception to specified minimum surplus requirements under specified circumstances; revises  authority of OIR to take action against noncomplying insurers.

Bill Status:

On Council agenda-- Policy Council, 03/18/10, 2:00 pm, Morris Hall

Date Received by Gov: N/A Action Date by Gov: N/A

HB 715 - Health Services Claims
Description:

Authorizes appeals from denials of claims for  specified health care services; requires health insurers & HMOs to  conduct retrospective reviews of medical necessity of specified  services, etc.

Bill Status:

Referred to Health Care Regulation Policy; Insurance, Business, & Financial Affairs Policy; Government Operations Appropriations; General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

SB 740 - Office of Insurance Regulation
Description:

Requires that the Financial Services Commission reconfirm the appointment of the Director of the Office of Insurance Regulation every 2 years.

Bill Status:

CS by Banking and Insurance; YEAS 5 NAYS 3

Date Received by Gov: N/A Action Date by Gov: N/A

CS SB 844 - Insurance - "Affiliated Party"
Description:

Expands definition of “affiliated party” to include certain third-party marketers.  Includes family members of insurance agents in a prohibition related to the transaction of life insurance.

Bill Status:

Original reference(s) removed: Policy & Steering Committee on Ways and Means; Placed on Calendar, on 2nd reading

Date Received by Gov: N/A Action Date by Gov: N/A

HB 885 - Life Insurance
Description:

Specifies nonapplication of required notice to current  insurer of policy replacement under specified circumstances; revises  limitation on amount of insurance for spouses of dependent children of  employees of members under group life insurance policy.

Bill Status:

On Committee agenda-- Insurance, Business, & Financial Affairs Policy, 03/17/10, 2:15 pm, Webster Hall

Date Received by Gov: N/A Action Date by Gov: N/A

HB 939 - Insurance Rate Filings
Description:

Deletes authorization & procedures for use &  file rate filings; revises requirements for making rate filings for all classes of insurance other than motor vehicle insurance; deletes  authorization & procedures for use & file rate filings; revises
requirements for filing rate plans by joint underwriters & joint reinsurers

Bill Status:

Referred to Insurance, Business, & Financial Affairs Policy; Government Operations Appropriations; General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

HB 949 - Florida Hurricane Catastrophe Fund
Description:

Defines term “contract year;”  increases limitation on claims-paying capacity of fund; authorizes SBA  to calculate estimated claims-paying capacity of fund for specific  contract years, etc.

Bill Status:

Placed on Calendar

Date Received by Gov: N/A Action Date by Gov: N/A

SB 1122 - Health Insurance - Loss Ratio
Description:

Establishes a minimum loss ratio for health insurance forms.  Revises the loss ratio for certain health insurance coverage.

Bill Status:

Referred to Banking and Insurance; Health Regulation; General Government Appropriations

Date Received by Gov: N/A Action Date by Gov: N/A

HB 1191 - Interstate Health Insurance Policies
Description:

Authorizes solicitation & sale of  interstate health insurance policies in this state by specified persons;  requires interstate health insurance policies & policy applications to  contain a specified notice, etc.

Bill Status:

Referred to Insurance, Business, & Financial Affairs Policy; Health Care Regulation Policy; General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

SB 1364 - Life Insurance
Description:

Specifies types of transactions for which a notice to the existing insurer of the replacement of a life insurance policy is not required.

Bill Status:

Referred to Banking and Insurance; Commerce

Date Received by Gov: N/A Action Date by Gov: N/A

HB 1379 - Warranty Associations
Description:

Revises prohibited acts by service agreement  companies, home warranty associations, & service warranty associations;  authorizes reduction in returned premium by claims paid on agreements or  contracts; authorizes OIR to order specified entities to cease using  specified forms, etc.

Bill Status:

Referred to Insurance, Business, & Financial Affairs Policy; Government Operations Appropriations; General Government Policy Council

Date Received by Gov: N/A Action Date by Gov: N/A

HB 1429 - Annuity Contracts
Description:

Requires insurance companies to include provision in  annuity contracts entered into with senior consumers authorizing senior  consumers to terminate or liquidate contract without penalty upon being  admitted as resident in specified long-term care facilities.

Bill Status:

Introduced

Date Received by Gov: N/A Action Date by Gov: N/A

CS SB 1460 - Florida Hurricane Catastrophe Fund/Contract Year
Description:

Revises the  method by which an insurer’s retention is calculated. Revises contract  years relating to minimum retention levels, etc.

Bill Status:

In Messages - House

Date Received by Gov: N/A Action Date by Gov: N/A

SB 1836 - Title Insurance
Description:

Creates the Division of Title Insurance in the DFS.  Provides for administration of title insurance and general provisions, etc.

Bill Status:

Referred to Banking and Insurance; Judiciary; Governmental Oversight and Accountability; Finance and Tax; General Government Appropriations

Date Received by Gov: N/A Action Date by Gov: N/A

SB 2104 - Citizens Property Insurance Corporation
Description:

Requires that the corporation  achieve actuarially sound rates on or before a specified date. Requires  that the corporation take certain actions to achieve actuarially sound  rates.

Bill Status:

Introduced, referred to Banking and Insurance; General Government Appropriations; Policy & Steering Committee on Ways and Means

Date Received by Gov: N/A Action Date by Gov: N/A

SB 2176 - Commercial Insurance Rates
Description:

Exempts specified types of insurance and  commercial lines risks from certain requirements of state law relating  to the filing and review of rates, etc.

Bill Status:

Introduced, referred to Banking and Insurance; Commerce; General Government Appropriations

Date Received by Gov: N/A Action Date by Gov: N/A

SB 2232 - Guaranty Associations
Description:

Expands an exemption from the applicability of  certain provisions of state law to include workers’ compensation claims  under employer liability coverage. Revises the structure of the Florida  Insurance Guaranty Association by combining the auto liability and auto  physical damage accounts, etc.

Bill Status:

Filed

Date Received by Gov: N/A Action Date by Gov: N/A

SB 2264 - Public Adjusters
Description:

Prohibits public adjusters from making certain  employment solicitations. Prohibits certain unsolicited written  communications. Revises prohibited charges by public adjusters, etc.

Bill Status:

On Committee agenda-- Banking and Insurance, 03/17/10, 1:00 pm, 412-K

Date Received by Gov: N/A Action Date by Gov: N/A

SB 2280 - Interstate Health Insurance Policies
Description:

Authorizes solicitation and sale  of interstate health insurance policies in this state by certain  persons. Provides a definition. Requires such policies and policy  applications to contain a certain notice. Provides for application of  certain provisions to certain insurers.

Bill Status:

Referred to Banking and Insurance; Health Regulation; Policy & Steering Committee on Ways and Means

Date Received by Gov: N/A Action Date by Gov: N/A

SB 2618 - Warranty Associations
Description:

Provides penalties for certain licensure  violations. Prohibits service agreement companies from issuing certain  deceptive advertisements, operating without a subsisting license, or  remitting premiums to a person other than the obligated service  agreement company.

Bill Status:

Filed

Date Received by Gov: N/A Action Date by Gov: N/A