Resources

Penalty Guidelines for Insurance Representatives – Draft

Rule Development Workshop Scheduled for January 28, 2009

Order Approving Extension of Variance

Office of Insurance Regulation issued a variance from its travel underwriting rule (69O-125.003) on 12/17/09 to permit companies to underwrite applicants for travel to the countries of Afghanistan and Iraq.

2009 – 2010 Florida Hurricane Catastrophe Fund Capacity

Report detailing the impact of the 2009 legislative changes on the FHCF capacity and the coverage selections made by insurers.

Financial Regulatory Reform: A New Foundation

White Paper

Final Report – Citizens Property Insurance Corporation Mission Review Task Force

Pursuant to Senate Bill 2860, the Citizens Property Insurance Corporation Mission Review Task Force was created and charged to analyze and compile available data and to develop a report setting forth the statutory and operational changes need to return Citizens to its former role as an insurer of last resort.

Stranger Originated Life Insurance (STOLI)

Florida Insurance Commissioner, Kevin M. McCarty, conducted a public informational hearing on the issue of stranger-originated life insurance or “STOLI”, at the on August 28, 2008. The Office of Insurance Regulation (“Office”) submits this report to the citizens of Florida based on the testimony and voluminous documentation presented before, during, and after the public hearing; a review of documents and reports in the public domain; and relevant court filings made within the State of Florida concerning alleged STOLI transactions.

Annual report of aggregate net probable maximum losses, financing options, and potential assessments

Section 627.3519, Florida Statutes, enacted in 2006, requires the Financial Services Commission to provide a report to the Legislature regarding the aggregate net probable maximum losses, financing options and potential assessments of both the Florida Hurricane Catastrophe Fund (FHCF) and Citizens Property Insurance Corporation (Citizens).

Use of Credit Reports and Credit Scores by Insurers – Rule 69O-125.005

10-24-08 Workshop Draft from OIR

Sunset of Public Records Exemption for Credit Scoring Methodologies

Informational Memorandum OIR-08-09M

Credit Life & Credit Disability Insurance

Informational Memorandum OIR-08-7M